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- Financing -

Mod Now - Pay Later

ModBargains offers multiple financing options...

ModBargains is proud to offer financing through PayPal Credit & Synchrony Car Care™. With a wide variety of payment plans and low interest rates, you can pick the right financing for your mods. You can apply below to get approval and see your rates and payment terms for both options. You can also select the PayPal Credit option on checkout.

↓ Financing Options ↓

Bread Financing

0% Interest for 6 Months

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Bread Financing

0% Interest for 6 Months

Apply Now
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Paypal Credit

About PayPal Credit

Pay now or pay over time with PayPal Credit. Just use PayPal Credit in PayPal checkout.

  • PayPal Credit is a reusable credit line available on purchases at millions of stores that accept PayPal. Plus, it comes with the same security and flexibility you trust from PayPal.
  • For New Accounts: Variable Purchase APR is 23.99%. The APR is accurate as of 04/01/2020 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00. See Terms and Conditions for more info.
  • If approved, we start you off with a minimum credit line of at least $250. See FAQs for more info.
  • If you miss a payment your late fee could be up to $40, even less if it’s your first time. See FAQs for more info.

No Interest if paid in full in 6 months on purchases of $99 or more:

  • Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.
  • No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.
  • Individual items that are less than $99 qualify for special financing when combined for a total of $99 or more in a single transaction.
  • A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 month period.
  • For New Accounts: Variable Purchase APR is 23.99%. The APR is accurate as of 04/01/2020 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.
  • Multiple separate transactions of less than $99 per transaction cannot be combined to meet the minimum purchase amount.

How to Apply for PayPal Credit

Qualifications:

Must have a PayPal Account (if you do not have a PayPal account you can create one and then apply for Credit). Subject to credit approval.

Other Details:

PayPal Credit is an open-end (revolving) credit card account offered by Synchrony Bank (the “Lender”).

No Interest if Paid in Full in 6 Months: For each deferred interest purchase, if the deferred interest purchase balance is not paid in full within the promotional period, interest will be imposed from the date of purchase at the variable purchase APR that applies to your account when the deferred interest purchase is made. If you pay the balance on a deferred interest purchase in full within the applicable promotional period, PayPal will not charge any interest for that purchase. Any remaining balance at the end of the promotional period will be charged interest at the variable purchase APR that applies to your account from the date of the purchase. Minimum monthly payments are required.

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Synchrony Car Care

About Synchrony Car Care™

Synchrony is a premier consumer financial services company delivering customized financing programs across key industries including retail, health, auto, travel and home, along with award-winning consumer banking products.

0% APR 6 months promotional financing on purchases of $199 or more.

Deferred Interest Offer: No Interest if Paid in Full within 6 Months on purchases of $199 or more made with your Synchrony Car Care™ credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum monthly payments required.

  • Minimum monthly payments, based on a percentage of your account balance or a minimum amount, are required in accordance with the standard account terms.
  • It is very important to note that the required minimum monthly payments may or may not pay off your purchase by the end of the promotional period.
  • If you want to ensure that your purchase is paid before the end of the promotional period (to avoid interest), you should schedule additional or larger payments accordingly.
  • There will be information on your billing statement about how long it will take to pay off your account if you only make minimum payments.
  • Interest will be charged to your account from the purchase date if the promotional purchase balance is not paid in full within the promotional period.
  • Although interest will accrue at the standard rate applicable to your account, it will only be assessed and added to your account as a lump sum at the end of the promotional period if the promotional purchase balance is not paid in full by the expiration date shown on your statement.
  • To avoid paying interest, be sure to pay your promotional purchase balance by the expiration date.
  • Pay your promotional balance in full before the end of the promotional period to avoid interest.
  • If you do not make a payment on time, you will be charged a late fee (see terms for details).

Synchrony features:

  • No annual fee*
  • Ability to request a credit limit increase**
  • Enroll in and customize account alerts
  • $0 fraud liability
  • 24/7 secure online account access

Use your Synchrony Car Care™ credit card for everything your car needs to stay on the go, including gas, tires, brakes, repairs, maintenance, and more!

*For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their cardholder agreements for their applicable terms.

**Cardholders may be required to provide their annual net income if their recent information is not on file. Cardholder income will be used as a factor to determine eligibility for a credit limit increase.

How to Apply for Synchrony Car Care™

Qualifications:

Must have a valid SSN. Subject to credit approval.

Other Details:

0% APR 6 months promotional financing on purchases of $199 or more.

With the Synchrony Car Care™ credit card, it's never been easier to manage all of your car expenses on one card, wherever your travels take you.

Apply Here